The Citibank DIVIDEND Card Gives You The Best Cash Back in Town

Brunch

On 28 September 2015, Citibank re-launched the Citibank DIVIDEND Card – it now comes with even greater savings for all your daily spend, from petrol to groceries, and even our favourite activity – dining. Now, you have more reasons to eat out at your favourite restaurants or check out the latest cafes, and you know which card to use for all your dining bills!

When you eat out at your favourite cafe, or any of the latest swanky F&B joint, you get to enjoy 8% cash back on dining any day of the week, globally! You guys, this is a great deal, because you are actually saving while spending (on necessities!) and you’re rewarded every time you dine out whether it’s breakfast, brunch, lunch, high tea, dinner or supper.

If that alone is not enough for you to use or sign up for the card, think of enjoying even more savings on petrol and groceries with the Citibank DIVIDEND Card. It is a versatile credit card for everyday use.

Grocery

WHAT YOU CAN ENJOY

Perks of signing up for the DIVIDEND Card is aplenty. Whether you pump your petrol at Esso or Shell, you can enjoy great savings. At Esso, expect savings of up to 20.88%; and at Shell, it’s 20.8%. Significant savings there, yes?

Fret not if you prefer other petrol stations, because you are still entitled to the 8% cash back on petrol which applies worldwide (this is over and above the discounts you get at your favourite petrol station).

Grocery Shopping

For other daily necessities from your grocery shopping, you are also entitled to the fabulous 8% cash back at any supermarket and grocery stores worldwide. Yes, that’s right. Whether it’s Cold Storage, FairPrice, Giant, Marketplace or Sheng Siong in Singapore, or Red Mart online, or even an overseas supermarket, you enjoy this awesome deal all the same.

Donut

NEWER AND BETTER

The Citibank DIVIDEND Card has new perks added on to the list, as well as improved entitlements, and we love them all. The previous Citibank DIVIDEND Card cash back percentages for petrol stations, dining and groceries were up to 5%; definitely much lower than the current increased offering of 8%. You might think it is just 3%, but if you work your sums, you would know that these rebates from everyday spend will accumulate to quite an amount.

Also, you get a 0.25% cash back for any other purchases you make with this card with no minimum transaction amount! Your cash back will never expire and you can earn cash back any time, any day, globally.

Here’s how the card has improved:

Citi Dividend Chart

Pouchkin pastries

HOW TO GET 8% CASH BACK – THE BEST CASH BACK IN TOWN

To enjoy the perks of being a cardholder of the Citibank DIVIDEND Card, all you have to “commit” is to spend a minimum amount of S$888 per month. And it isn’t hard, because you can use the card for just about anything; it rewards you for all your daily spend – petrol, groceries and dining, with the biggest savings. Despite the cap of $25 cash back per category (7.75% bonus cash back), you can still chalk up a total of $75 worth of cash back (across 3 categories), plus there is no limit on the 0.25% basic cash back for all your purchases on the card.

Here’s a snapshot on how much you can save:

Citi Dividend

You can calculate your cash back based on your usual monthly spending habits or learn more about the card and its full terms and conditions here.

Citibank DIVIDENED Card 2015 New

Start earning great savings with the Citibank DIVIDEND Card, apply online now.

This feature is brought to you by Citibank DIVIDEND Card.